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Kay Bell

All agents are NOT alike! I am a top REAL ESTATE EXPERT. 1-888-659-0555 Kay Bell, Broker Associate, REALTOR, ABR, ASR, CNE, CRS, SRES, RE/MAX ELITE

Special Offers
Request My Free Relocation Package!
Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
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Testimonials
"Fell in love with 3rd home"
"You had it narrowed down to three before we left your office, and of course the third one was this place and we love it. Thank you sooooo much!"
- Pat & Bill Brewer, Sunland 55+, buyers
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TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Kay Bell is one of The Top Selling Real Estate Experts™
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As soon as I list another home for sale, I'll email you. You'll know first.
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Mortgage Calculators
Welcome > Resources > Mortgage Calculators > Monthly Payments & Schedule ...

The Best Mortgage Calculators On the Web! 

Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! 

Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. 

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. 

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 

Monthly Payments & Schedule

Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay and your principal balances. You can even determine the impact of any principal prepayments! Press the "View Report" button for a full yearly or monthly amortization schedule.

This Financial Calculator requires a Browser with Java Support


Definitions

Mortgage amount
Original or expected balance for your mortgage.

Interest rate
Annual interest rate for this mortgage.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

Monthly payment
Monthly principal and interest payment (PI).

Total payments
Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.

Total interest
Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.

Prepayment type
The frequency of prepayment. The options are: none, monthly, yearly, and one-time payment.

Prepayment amount
Amount that will be prepaid on your mortgage. This amount will be applied to the mortgage principal balance, based on the prepayment type.

Start with payment
This is the payment number that you prepayments will begin with. For a one time payment, this is the payment number that the single prepayment will be included in. All prepayments of principal are assumed to be received by your lender in time to be included in the following month's interest calculation. If you choose to prepay with a one-time payment for payment number ZERO, the prepayment is assume to happen before the first payment of the loan.

Savings
Total amount of interest you will save by prepaying your mortgage.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



School Reports in Mesa, Chandler and Gilbert, Arizona
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Arizona Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Mesa, Chandler and Gilbert 



Real Estate Tips
Working With An Agent >Stand By Me

Real estate transactions are complicated and unpredictable. Professional real estate agents are trained to handle the many facets of buying a home. A good agent is an invaluable asset to your venture if you are in the market for a house.

When you find a real estate agent with whom you feel confident, it is good to enter into a committed working relationship with that person. Concentrating your search with one agent will allow that agent to become truly familiar with your needs, desires, and financial capacities.

Maintaining loyalty to the real estate agent of your choice will bear you more fruit than scattering your attention among several agents. An agent who feels your commitment will devote his or her entire energy to finding the right home for you.

See All Tips In The "Working With An Agent" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is the legal term used to describe the right of the U. S. government to condemn private land for public use?

A 
Right of Eminent Domain allows the government to confiscate private land by paying full market value for the property.
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Kay Bell, REALTOR®, real estate agent and broker for Mesa, Chandler and Gilbert, Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Kay Bell, Broker Associate, REALTOR
ABR, ASR, CNE, CRS, SRES

RE/MAX Elite - Demand Elite Service
1355 S. Higley Rd., Suite 113
Gilbert, AZ 85236
Direct: 888-659-0555
Fax: 888-659-0555
DIRECT CONTACT: INFO@K4Homes.com

Kay Bell at RE/MAX Elite DIRECT TOLL FREE & FAX: 1-888-659-0555 Broker Associate, REALTOR, ABR, ASR, CRS, SRES, CNE "Real Estate Is My Lifestyle, Not My Job". I Live it, and Love it, every single day. Number1Expert in 85207, 85208, 85215, 85205, 85206, 85209, 85212 for relocation to Mesa Arizona however I cover the entire East Valley and have agents to refer you to if you are looking beyond my scope of expertise. www.K4Homes.com www.85207AZ.com INFO@K4Homes.com 5 Local offices: -"Gilbert"/"Mesa" /Gold Canyon/Queen Creek -"Chandler"(2)/Ahwatukee/Phoenix -"Tempe"/Scottsdale -"Maricopa"/Casa Grande -Broker Associate - highest level of agent! -REALTOR - belong to NAR...National Association of Realtors -Accredited Buyer's Representative - ABR - SAVING YOU TIME, MONEY, FRUSTRATION -Certified Residential Specialist - CRS - More EXPERIENCE & EDUCATION - to help YOU! -Accredited Seller's Representative - ASR -Indepth Education to assist ALL SELLERS! -Certified Negotiation Expert - CNE - Advanced education to assist you whether buying or selling - protect your most expensive investment with an EXPERT! Only 1100 in the US! -Seniors Real Estate Specialist - SRES - Helping those over 40 with their real estate needs and those of their parent generations too. P.S. Your referral is the highest compliment I can receive! DON'T KEEP ME A SECRET...THANK YOU for thinking of me for your associates, friends and family WORLDWIDE. No limits to MY RE/MAX network of over 120,000 agents to serve my clients better!

CRSABRSRESMLSREALTOREqual Housing


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