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All agents are NOT alike! I am a top REAL ESTATE EXPERT. 1-888-659-0555 Kay Bell, Broker Associate, REALTOR, ABR, ASR, CNE, CRS, SRES, RE/MAX ELITE
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
Find Out More >
View All Offers >
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 Compare three mortgages at one
time. Download TripleCalc now. It's free. |
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The Best Mortgage Calculators On the Web! Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... Will Buying Points Save You Money?
Should you buy points? Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. But each "point" will cost you 1% of your mortgage balance. This calculator helps you determine if you should pay for points, or use the money to increase your down payment. Click on the "View Report" button to review your information.
Definitions
- Term
- Number of years for this mortgage. Most common terms
are 15 years and 30 years.
- Mortgage amount
- Total balance for your mortgage.
- Interest rate
- Annual interest rate for this mortgage without purchasing any discount points.
- Years in home
- The number of years you expect to live in this home or the number of years before you refinance your mortgage.
- Principal and interest
- Monthly principal and interest (PI) for this mortgage.
- Points rate
- Annual interest rate for this mortgage with discount points.
- Points
- The number of discount points you need to receive the lower rate. Each point costs 1% of your mortgage amount.
The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Making An Offer >Good Faith Deposits
After many months of searching, you have found your ideal house. You are a little older and a little wiser now, so you want to give the impression that you are serious without appearing to be too eager. What should you do? In the marketplace, "money talks."
There is no absolute rule about how much "good-faith" deposit you should put down--but it is a tool to make your point with the seller. The typical $1,000 will hold many homes for you, except in larger-home markets where it may be critical for you to show that you are an especially serious and able buyer. You don't want to make a deposit that is too large in case there is a problem getting your money back, but if your offer is substantially below the asking price, a larger deposit--$5,000 or $10,000--might influence the seller.
If you make a low deposit with your offer, be sure to provide for an increased deposit when the offer is accepted or upon removal of the contingencies.
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What five basic components of a "smart home" can be controlled by technology?
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Lighting and window treatments, security and access control, data communication, environmental/energy management, and audio/video entertainment can all be operated by a "smart home". |
 See More Real Estate Trivia > |
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Kay Bell, Broker Associate, REALTOR
ABR, ASR, CNE, CRS, SRES
RE/MAX Elite - Demand Elite Service
1355 S. Higley Rd., Suite 113
Gilbert, AZ 85236
Direct: 888-659-0555
Fax: 888-659-0555
DIRECT CONTACT: INFO@K4Homes.com
Kay Bell at RE/MAX Elite
DIRECT TOLL FREE & FAX: 1-888-659-0555
Broker Associate, REALTOR, ABR, ASR, CRS, SRES, CNE
"Real Estate Is My Lifestyle, Not My Job". I Live it, and Love it, every single day.
Number1Expert in 85207, 85208, 85215, 85205, 85206, 85209, 85212 for relocation to Mesa Arizona however I cover the entire East Valley and have agents to refer you to if you are looking beyond my scope of expertise.
www.K4Homes.com
www.85207AZ.com
INFO@K4Homes.com
5 Local offices:
-"Gilbert"/"Mesa" /Gold Canyon/Queen Creek
-"Chandler"(2)/Ahwatukee/Phoenix
-"Tempe"/Scottsdale
-"Maricopa"/Casa Grande
-Broker Associate - highest level of agent!
-REALTOR - belong to NAR...National Association of Realtors
-Accredited Buyer's Representative - ABR - SAVING YOU TIME, MONEY, FRUSTRATION
-Certified Residential Specialist - CRS - More EXPERIENCE & EDUCATION - to help YOU!
-Accredited Seller's Representative - ASR -Indepth Education to assist ALL SELLERS!
-Certified Negotiation Expert - CNE - Advanced education to assist you whether buying or selling - protect your most expensive investment with an EXPERT! Only 1100 in the US!
-Seniors Real Estate Specialist - SRES - Helping those over 40 with their real estate needs and those of their parent generations too.
P.S.
Your referral is the highest compliment I can receive! DON'T KEEP ME A SECRET...THANK YOU for thinking of me for your associates, friends and family WORLDWIDE. No limits to MY RE/MAX network of over 120,000 agents to serve my clients better!      
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