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All agents are NOT alike! I am a top REAL ESTATE EXPERT. 1-888-659-0555 Kay Bell, Broker Associate, REALTOR, ABR, ASR, CNE, CRS, SRES, RE/MAX ELITE
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"SMOOTH HOME PURCHASE"
"I have moved all around the country with my job but I have never experienced such a smooth home purchase as I experienced with you."
- Chuck & Aretha Jones, 2 transactions
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 Compare three mortgages at one
time. Download TripleCalc now. It's free. |
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The Best Mortgage Calculators On the Web! Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 15 vs. 30 Yr Mortgages
Determining which mortgage term is right for you can be a challenge. With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
Definitions
- Mortgage amount
- Original or expected balance for your mortgage.
- Interest rate
- Annual interest rate for your mortgage. Interest rates are generally lower for shorter term mortgages.
- Marginal tax rate
- This is your combined state and federal tax rate. This is used to calculate your potential income tax savings by deducting your mortgage interest.
- Monthly payment
- Monthly principal and interest payment (PI). Both 30 year and 15 year mortgages are shown.
- Total payments
- Total of all monthly payments over the full term of the mortgage. Both 30 year and 15 year mortgages are shown.
- Total interest
- Total of all interest paid over the full term of the mortgage. Both 30 year and 15 year mortgages are shown.
The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Bargain Properties >Less Than Market Value
Real estate ads are sprinkled with terminology that often puzzles consumers who don't have applied knowledge of housing industry lingo. Internet homebuyers find that information about properties is often presented in abbreviated form or unfamiliar language. Shedding a little light on some basic real estate terms may help you locate a home that is available at a very affordable price.
'MLS' refers to the Multiple Listing Service, which is the national database of listed homes for sale. Some real estate web sites allow homebuyers to preview local listings that appear on the MLS. If you see a real estate ad for a "FSBO", it means that the property is for sale by the owner, who is declining the services of a Realtor. A home listed "As-is" is being sold in its existing condition. A "bargain sale" home is priced at less than its market value, and a "fixer-upper" is priced low because it needs refurbishing.
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At the doors of what famous temple do you find yourself when you climb the 'Stairway to Heaven'?
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The Temple of Heaven in Beijing, China, attracts the local faithful and tourists. |
 See More Real Estate Trivia > |
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Kay Bell, Broker Associate, REALTOR
ABR, ASR, CNE, CRS, SRES
RE/MAX Elite - Demand Elite Service
1355 S. Higley Rd., Suite 113
Gilbert, AZ 85236
Direct: 888-659-0555
Fax: 888-659-0555
DIRECT CONTACT: INFO@K4Homes.com
Kay Bell at RE/MAX Elite
DIRECT TOLL FREE & FAX: 1-888-659-0555
Broker Associate, REALTOR, ABR, ASR, CRS, SRES, CNE
"Real Estate Is My Lifestyle, Not My Job". I Live it, and Love it, every single day.
Number1Expert in 85207, 85208, 85215, 85205, 85206, 85209, 85212 for relocation to Mesa Arizona however I cover the entire East Valley and have agents to refer you to if you are looking beyond my scope of expertise.
www.K4Homes.com
www.85207AZ.com
INFO@K4Homes.com
5 Local offices:
-"Gilbert"/"Mesa" /Gold Canyon/Queen Creek
-"Chandler"(2)/Ahwatukee/Phoenix
-"Tempe"/Scottsdale
-"Maricopa"/Casa Grande
-Broker Associate - highest level of agent!
-REALTOR - belong to NAR...National Association of Realtors
-Accredited Buyer's Representative - ABR - SAVING YOU TIME, MONEY, FRUSTRATION
-Certified Residential Specialist - CRS - More EXPERIENCE & EDUCATION - to help YOU!
-Accredited Seller's Representative - ASR -Indepth Education to assist ALL SELLERS!
-Certified Negotiation Expert - CNE - Advanced education to assist you whether buying or selling - protect your most expensive investment with an EXPERT! Only 1100 in the US!
-Seniors Real Estate Specialist - SRES - Helping those over 40 with their real estate needs and those of their parent generations too.
P.S.
Your referral is the highest compliment I can receive! DON'T KEEP ME A SECRET...THANK YOU for thinking of me for your associates, friends and family WORLDWIDE. No limits to MY RE/MAX network of over 120,000 agents to serve my clients better!      
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