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Kay Bell

All agents are NOT alike! I am a top REAL ESTATE EXPERT. 1-888-659-0555 Kay Bell, Broker Associate, REALTOR, ABR, ASR, CNE, CRS, SRES, RE/MAX ELITE

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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Kay Bell is one of The Top Selling Real Estate Experts™
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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

Check Loan Status BEFORE going home shopping!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Mesa, Chandler and Gilbert real estate agent to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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School Reports in Mesa, Chandler and Gilbert, Arizona
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Real Estate Tips
Tax Considerations >Taxpayer Relief

Legislation included in the 1997 federal budget made significant changes that improve a homeowner's ability to profit from the sale of real estate. The capital gains tax exclusions on the sale of a principal residence is just one of several benefits for homeowners. When you sell a home you have owned and use for two of the five years prior to the sale, married couples are allowed to keep up to $500,000 in tax-free profits and taxpayers filing as singles can keep up to $250,000 before paying capital gains tax.

Long-term capital gain is also taxed at lower rates as a result of the Jobs and Growth Tax Relief Reconciliation Act passed in 2003. The maximum capital gains tax rates dropped from 20% to 15% and from 10% to 5%, effective for sales and exchanges taking place on or after May 6, 2003 and through December 31, 2007. In 2008 the 15% rate continues for higher income taxpayers, while the 5% rate for lower income taxpayers drops to 0%, but only for the 2008 tax year. On January 1, 2009, the 10% and 20% rates will be reinstated.

Consult your tax advisor for advice regarding your particular circumstance.

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Real Estate Trivia
Q 
Who is considered the world's most renowned living architect?

A 
I.M. Pei who retired in 1991; he earned this status after designing the glass pyramid entrance pavilion to the Louvre in Paris (1989).
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Kay Bell, REALTOR®, real estate agent and broker for Mesa, Chandler and Gilbert, Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Kay Bell, Broker Associate, REALTOR
ABR, ASR, CNE, CRS, SRES

RE/MAX Elite - Demand Elite Service
1355 S. Higley Rd., Suite 113
Gilbert, AZ 85236
Direct: 888-659-0555
Fax: 888-659-0555
DIRECT CONTACT: INFO@K4Homes.com

Kay Bell at RE/MAX Elite DIRECT TOLL FREE & FAX: 1-888-659-0555 Broker Associate, REALTOR, ABR, ASR, CRS, SRES, CNE "Real Estate Is My Lifestyle, Not My Job". I Live it, and Love it, every single day. Number1Expert in 85207, 85208, 85215, 85205, 85206, 85209, 85212 for relocation to Mesa Arizona however I cover the entire East Valley and have agents to refer you to if you are looking beyond my scope of expertise. www.K4Homes.com www.85207AZ.com INFO@K4Homes.com 5 Local offices: -"Gilbert"/"Mesa" /Gold Canyon/Queen Creek -"Chandler"(2)/Ahwatukee/Phoenix -"Tempe"/Scottsdale -"Maricopa"/Casa Grande -Broker Associate - highest level of agent! -REALTOR - belong to NAR...National Association of Realtors -Accredited Buyer's Representative - ABR - SAVING YOU TIME, MONEY, FRUSTRATION -Certified Residential Specialist - CRS - More EXPERIENCE & EDUCATION - to help YOU! -Accredited Seller's Representative - ASR -Indepth Education to assist ALL SELLERS! -Certified Negotiation Expert - CNE - Advanced education to assist you whether buying or selling - protect your most expensive investment with an EXPERT! Only 1100 in the US! -Seniors Real Estate Specialist - SRES - Helping those over 40 with their real estate needs and those of their parent generations too. P.S. Your referral is the highest compliment I can receive! DON'T KEEP ME A SECRET...THANK YOU for thinking of me for your associates, friends and family WORLDWIDE. No limits to MY RE/MAX network of over 120,000 agents to serve my clients better!

CRSABRSRESMLSREALTOREqual Housing


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